Posted on September 29th, 2011 by heinrich
Conveyancing Fees and the Whole Shebang: Know What You Need To Pay
It’s everyone’s dream to own their own home, but it soon can turn into a nightmares. Conveyancing fees, transfer duties, deeds office levies, bond costs. These are all terms you’re going to come up against when you apply for a home loan.
The most important thing is to know where you stand and know your facts. Do some research and know what you’re up against. The last thing you need is to make an offer on your first home and then to find out you can’t afford something like the conveyancing fees or transfer duties.
Know the Terms
Terms like conveyancing fees or bond costs are alien to some folks who are not clued up on all the legal jargon. Here’s a handy list of some terms you’ll come up against and how it’s going to impact you when purchasing your dream home.
- Deposit – This is the money the bank will require you to put down when purchasing a property (20% is usually the rule of thumb).
- Bond Costs and Transfer Duties – These are the taxes levied by the government on all property transactions.
- Conveyancing Fees – The attorney who registers the property in your name needs to be paid as well as conveyancers, who are appointed by the bank to register a bond for your potential property.
- Deeds Office Levies And Fees – The deeds office falls under the Department of Land affairs and are responsible for registering ownership and rights of immovable property.
- Bank Charges – Financing the purchase of a new home with a bank will incur some costs including, valuation fees, bond initiation fee and an administration fee.
Now you should know all the major terms and it will give you the confidence to reach your goal of owning your own property. Next time someone asks about conveyancing fees, you’ll have the answer ready and waiting.
Contact Details:
Contact Number:
012 654 4107 or 082 578 3104
Fax Number:
012 654 7407
Email:
bert@bertsmith.co.za
Website:
http://www.bertsmith.co.za
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Posted on September 27th, 2011 by heinrich
Divorce And Spousal Maintenance
Remember to ensure that a provision is made in your settlement agreement for the regular increase of your divorce maintenance. People often forget to include this provision and although they may be very pleased with their divorce and spousal maintenance agreement when settlement is reached, this may not be the case in the future.
An increase provision in divorce and spousal maintenance is normally calculated according to the inflation rate. However, other circumstances can also influence the fluctuation of divorce maintenance especially where children are concerned. For instance, if a child is in nursery school when the divorce is granted, the school fees will increase as he or she enters the primary and then secondary schooling system and this increase needs to be accounted for.
Contact Details:
Website:
http://www.riette-oosthuizen-attorneys.co.za/
Tel: 012 460 6359
Fax: 012 460 9719
This free i Lead Online posting about Riëtte Oosthuizen Attorneys was sponsored by i Lead Online. Should you wish to advertise for free on this website contact i Lead Online: mailto:info@ilead.co.za, http://www.ileadattorneys.co.za/advertise . You can also advertise for free on the following sites:
Divorce Lawyers, Divorce Counselling Services and Divorce Attorney
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Posted on September 27th, 2011 by heinrich
Custody For Fathers Determined By The Best Interests Of The Child
There is an enormous misconception of people going through a divorce that custody of minors will automatically fall to the mother. While this may traditionally have been the case, the changes in our social structures and family environments have made custody for fathers just as possible as maternal custody.
The courts decide on which parent gets custody according to what is in the best interests of the child in our current legal system. For example, if a mother is a career woman and dad spends most of his time at home with the kids, it is more likely that custody for fathers will be granted by the family court in South Africa.
Contact Details:
Website:
http://www.riette-oosthuizen-attorneys.co.za/
Tel: 012 460 6359
Fax: 012 460 9719
This free i Lead Online posting about Riëtte Oosthuizen Attorneys was sponsored by i Lead Online. Should you wish to advertise for free on this website contact i Lead Online: mailto:info@ilead.co.za, http://www.ileadattorneys.co.za/advertise . You can also advertise for free on the following sites:
Divorce Lawyers, Divorce Counselling Services and Divorce Attorney
Filed under: divorce law, Gauteng, South Africa | No Comments »
